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银行贷款利率是多少?银行贷款利率计算器

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[提要]银行贷款利率应该怎么计算呢?大家保保险网建议您使用银行贷款利率计算器计算。本文将为您介绍最新银行贷款利率即银行贷款利率计算器的使用方法。银行贷款利率银行短期贷款中长期贷款个人住

银行贷款利率应该怎么计算呢?大家保保险网建议您使用银行贷款利率计算器计算。本文将为您介绍最新银行贷款利率即银行贷款利率计算器的使用方法。

银行贷款利率

银行短期贷款中长期贷款个人住房公积金贷款贴现
六个月(含)六个月至一年(含)一至三年(含)三至五年(含)五年以上五年以下(含)五年以上
央行4.354.354.754.754.752.753.25
工商银行4.354.354.754.754.9--
农业银行4.354.354.754.754.92.753.25
建设银行4.354.354.754.754.92.753.25
中国银行4.354.354.754.754.9--
交通银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
招商银行4.354.354.754.754.9--
中信银行4.354.354.754.754.9--
光大银行4.354.354.754.754.9--以再贴现利率为下限加点确定
浦发银行4.354.354.754.754.92.753.25
平安银行4.354.354.754.754.92.753.25
广发银行4.354.354.754.754.9--以再贴现利率为下限加点确定
民生银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
兴业银行4.354.354.754.754.92.753.25
瑞丰银行4.354.354.754.754.92.753.25
日照银行4.354.354.754.754.92.753.25
德州银行4.354.354.754.754.92.753.25
上海农商银行4.354.354.754.754.92.753.25
中国邮政储蓄银行4.354.354.754.754.92.753.25
丹东银行4.354.354.754.754.92.753.25
成都农商银行4.354.354.754.754.92.753.25
宁波银行4.354.354.754.754.92.753.25
北京银行4.354.354.754.754.92.753.25
长沙银行4.354.354.754.754.92.753.25
成都银行4.354.354.754.754.92.753.25
东亚银行4.354.354.754.754.9--
齐商银行4.354.354.754.754.92.753.25
浙江稠州商业银行4.354.354.754.754.92.753.25
洛阳银行4.354.354.754.754.92.753.25
龙江银行4.354.354.754.754.92.753.25
上海银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
嘉兴银行4.354.354.754.754.92.753.25
湖北银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
晋商银行4.354.354.754.754.92.753.25
河北银行4.354.354.754.754.92.753.25
赣州银行4.354.354.754.754.92.753.25
柳州银行4.354.354.754.754.92.753.25与客户自主协商的贴现利率为准
东营银行4.354.354.754.754.9--
黄河农村商业银行4.354.354.754.754.92.753.25
临商银行4.354.354.754.754.9--
永亨银行(中国)4.354.354.754.754.9--
华融湘江银行4.354.354.754.754.9--
东莞农村商业银行4.354.354.754.754.92.753.25
贵阳银行4.354.354.754.754.92.753.25
滨海银行4.354.354.754.754.92.753.25
晋商银行4.354.354.754.754.92.753.25
日照银行4.354.354.754.754.92.753.25
河北银行4.354.354.754.754.92.753.25
成都银行4.354.354.754.754.92.753.25
永亨银行(中国)4.354.354.754.754.9--
上饶银行4.354.354.754.754.9--在贴现利率基础上按不超过同期贷款利率(含浮动)加点
广州农商银行4.354.354.754.754.92.753.25
柳州银行4.354.354.754.754.92.753.25与客户自主协商的贴现利率为准
齐商银行4.354.354.754.754.92.753.25
绍兴银行4.354.354.754.754.92.753.25
天津银行4.354.354.754.754.92.753.25
东莞银行4.354.354.754.754.92.753.25
常熟农村商业银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
天津农商银行4.354.354.754.754.92.753.25
福建海峡银行4.354.354.754.754.92.753.25吴江农村商业银行
阜新银行4.354.354.754.754.92.753.25
广西北部湾银行4.354.354.754.754.92.753.25
珠海华润银行4.354.354.754.754.92.753.25
顺德农商银行4.354.354.754.754.92.753.25
包商银行4.354.354.754.754.92.753.25
重庆三峡银行4.354.354.754.754.92.753.25
苏州银行4.354.354.754.754.9--
长安银行4.354.354.754.754.9--
深圳农村商业银行4.354.354.754.754.9--
兰州银行4.354.354.754.754.92.753.25
南昌银行4.354.354.754.754.9--
浙商银行4.354.354.754.754.9--以再贴现利率为下限加点确定
张家港农村商业银行4.354.354.754.754.92.753.25
莱商银行4.354.354.754.754.92.753.25
青岛银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
齐鲁银行4.354.354.754.754.92.753.25
宁夏银行4.354.354.754.754.92.753.25以再贴现利率为下限加点确定
杭州银行4.354.354.754.754.92.753.25
汉口银行4.354.354.754.754.92.753.25
吴江农村商业银行4.354.354.754.754.92.753.25吴江农村商业银行
广州银行4.354.354.754.754.92.753.25
余杭农村合作银行4.354.354.754.754.9--
锦州银行4.354.354.754.754.92.753.25
徽商银行4.354.354.754.754.92.753.25与客户自主协商的贴现利率为准
华夏银行4.64.6555.152.753.25
郑州银行4.64.6555.152.753.25
威海市商业银行4.64.6555.152.753.25
广东南粤银行4.64.6555.15--以再贴现利率为下限加点确定
北京农村商业银行4.64.6555.15--
渤海银行4.64.6555.152.753.25
南京银行4.64.6555.152.753.25
厦门银行4.64.6555.152.753.25
鄞州银行4.854.855.255.255.433.5
大连银行5.355.355.755.755.944.5
深圳发展银行5.666.156.46.5544.5以再贴现利率为下限加点确定
恒生银行5.666.156.46.55--
法兴银行5.666.156.46.55--
温州银行5.666.156.46.55--
重庆银行5.666.156.46.5544.5
紫金农商银行5.666.156.46.55--以再贴现利率为下限加点确定
乌鲁木齐市商业银行5.666.156.46.5544.5以再贴现利率为下限加点确定
泉州银行5.666.156.46.55--以再贴现利率为下限加点确定
西安银行5.666.156.46.5544.5
昆仑银行5.666.156.46.55--以再贴现利率为下限加点确定
星展银行------6.55


银行贷款利率计算器

银行贷款计算器计算界面

王先生贷款买房,贷款金额100万,还款期限20年,按照最新基准利率4.9%计算,王先生通过银行贷款利率计算器的计算,算出了自己每月还款的明细。如下表所示:

王先生还款本息

期次等额本息等额本金
偿还利息偿还本金剩余本金偿还利息每期还款剩余本金

1

4,083.332,461.11997,538.894,083.338,250.00995,833.33
24,073.282,471.16995,067.744,066.328,232.99991,666.67
34,063.192,481.25992,586.494,049.318,215.97987,500.00
44,053.062,491.38990,095.114,032.298,198.96983,333.33
54,042.892,501.55987,593.564,015.288,181.94979,166.67
64,032.672,511.77985,081.793,998.268,164.93975,000.00
74,022.422,522.02982,559.773,981.258,147.92970,833.33
84,012.122,532.32980,027.453,964.248,130.90966,666.67
94,001.782,542.66977,484.783,947.228,113.89962,500.00
103,991.402,553.04974,931.743,930.218,096.88958,333.33
113,980.972,563.47972,368.273,913.198,079.86954,166.67
123,970.502,573.94969,794.333,896.188,062.85950,000.00
133,959.992,584.45967,209.893,879.178,045.83945,833.33
143,949.442,595.00964,614.893,862.158,028.82941,666.67
153,938.842,605.60962,009.293,845.148,011.81937,500.00
163,928.202,616.24959,393.063,828.137,994.79933,333.33
173,917.522,626.92956,766.143,811.117,977.78929,166.67
183,906.802,637.65954,128.493,794.107,960.76925,000.00
193,896.022,648.42951,480.083,777.087,943.75920,833.33
203,885.212,659.23948,820.843,760.077,926.74916,666.67
213,874.352,670.09946,150.763,743.067,909.72912,500.00
223,863.452,680.99943,469.763,726.047,892.71908,333.33
233,852.502,691.94940,777.833,709.037,875.69904,166.67
243,841.512,702.93938,074.893,692.017,858.68900,000.00
253,830.472,713.97935,360.933,675.007,841.67895,833.33
263,819.392,725.05932,635.883,657.997,824.65891,666.67
273,808.262,736.18929,899.703,640.977,807.64887,500.00
283,797.092,747.35927,152.353,623.967,790.63883,333.33
293,785.872,758.57924,393.783,606.947,773.61879,166.67
303,774.612,769.83921,623.953,589.937,756.60875,000.00
313,763.302,781.14918,842.813,572.927,739.58870,833.33
323,751.942,792.50916,050.313,555.907,722.57866,666.67
333,740.542,803.90913,246.403,538.897,705.56862,500.00
343,729.092,815.35910,431.053,521.887,688.54858,333.33
353,717.592,826.85907,604.213,504.867,671.53854,166.67
363,706.052,838.39904,765.823,487.857,654.51850,000.00
373,694.462,849.98901,915.843,470.837,637.50845,833.33
383,682.822,861.62899,054.223,453.827,620.49841,666.67
393,671.142,873.30896,180.923,436.817,603.47837,500.00
403,659.412,885.04893,295.883,419.797,586.46833,333.33
413,647.622,896.82890,399.073,402.787,569.44829,166.67
423,635.802,908.64887,490.423,385.767,552.43825,000.00
433,623.922,920.52884,569.903,368.757,535.42820,833.33
443,611.992,932.45881,637.453,351.747,518.40816,666.67
453,600.022,944.42878,693.033,334.727,501.39812,500.00
463,588.002,956.44875,736.593,317.717,484.38808,333.33
473,575.922,968.52872,768.073,300.697,467.36804,166.67
483,563.802,980.64869,787.443,283.687,450.35800,000.00
493,551.632,992.81866,794.633,266.677,433.33795,833.33
503,539.413,005.03863,789.603,249.657,416.32791,666.67
513,527.143,017.30860,772.303,232.647,399.31787,500.00
523,514.823,029.62857,742.683,215.637,382.29783,333.33
533,502.453,041.99854,700.693,198.617,365.28779,166.67
543,490.033,054.41851,646.273,181.607,348.26775,000.00
553,477.563,066.88848,579.393,164.587,331.25770,833.33
563,465.033,079.41845,499.983,147.577,314.24766,666.67
573,452.463,091.98842,408.003,130.567,297.22762,500.00
583,439.833,104.61839,303.393,113.547,280.21758,333.33
593,427.163,117.28836,186.113,096.537,263.19754,166.67
603,414.433,130.01833,056.093,079.517,246.18750,000.00
613,401.653,142.79829,913.303,062.507,229.17745,833.33
623,388.813,155.63826,757.673,045.497,212.15741,666.67
633,375.933,168.51823,589.163,028.477,195.14737,500.00
643,362.993,181.45820,407.703,011.467,178.13733,333.33
653,350.003,194.44817,213.262,994.447,161.11729,166.67
663,336.953,207.49814,005.782,977.437,144.10725,000.00
673,323.863,220.58810,785.192,960.427,127.08720,833.33
683,310.713,233.73807,551.462,943.407,110.07716,666.67
693,297.503,246.94804,304.522,926.397,093.06712,500.00
703,284.243,260.20801,044.322,909.387,076.04708,333.33
713,270.933,273.51797,770.812,892.367,059.03704,166.67
723,257.563,286.88794,483.942,875.357,042.01700,000.00
733,244.143,300.30791,183.642,858.337,025.00695,833.33
743,230.673,313.77787,869.862,841.327,007.99691,666.67
753,217.143,327.31784,542.562,824.316,990.97687,500.00
763,203.553,340.89781,201.672,807.296,973.96683,333.33
773,189.913,354.53777,847.132,790.286,956.94679,166.67
783,176.213,368.23774,478.902,773.266,939.93675,000.00
793,162.463,381.98771,096.922,756.256,922.92670,833.33
803,148.653,395.79767,701.122,739.246,905.90666,666.67
813,134.783,409.66764,291.462,722.226,888.89662,500.00
823,120.863,423.58760,867.882,705.216,871.88658,333.33
833,106.883,437.56757,430.322,688.196,854.86654,166.67
843,092.843,451.60753,978.722,671.186,837.85650,000.00
853,078.753,465.69750,513.022,654.176,820.83645,833.33
863,064.593,479.85747,033.182,637.156,803.82641,666.67
873,050.393,494.06743,539.122,620.146,786.81637,500.00
883,036.123,508.32740,030.802,603.126,769.79633,333.33
893,021.793,522.65736,508.152,586.116,752.78629,166.67
903,007.413,537.03732,971.122,569.106,735.76625,000.00
912,992.973,551.48729,419.642,552.086,718.75620,833.33
922,978.463,565.98725,853.672,535.076,701.74616,666.67
932,963.903,580.54722,273.132,518.066,684.72612,500.00
942,949.283,595.16718,677.972,501.046,667.71608,333.33
952,934.603,609.84715,068.132,484.036,650.69604,166.67
962,919.863,624.58711,443.552,467.016,633.68600,000.00
972,905.063,639.38707,804.172,450.006,616.67595,833.33
982,890.203,654.24704,149.932,432.996,599.65591,666.67
992,875.283,669.16700,480.772,415.976,582.64587,500.00
1002,860.303,684.14696,796.632,398.966,565.62583,333.33
1012,845.253,699.19693,097.442,381.946,548.61579,166.67
1022,830.153,714.29689,383.152,364.936,531.60575,000.00
1032,814.983,729.46685,653.692,347.926,514.58570,833.33
1042,799.753,744.69681,909.002,330.906,497.57566,666.67
1052,784.463,759.98678,149.022,313.896,480.56562,500.00
1062,769.113,775.33674,373.692,296.876,463.54558,333.33
1072,753.693,790.75670,582.942,279.866,446.53554,166.67
1082,738.213,806.23666,776.712,262.856,429.51550,000.00
1092,722.673,821.77662,954.942,245.836,412.50545,833.33
1102,707.073,837.37659,117.572,228.826,395.49541,666.67
1112,691.403,853.04655,264.532,211.816,378.47537,500.00
1122,675.663,868.78651,395.752,194.796,361.46533,333.33
1132,659.873,884.57647,511.172,177.786,344.44529,166.67
1142,644.003,900.44643,610.742,160.766,327.43525,000.00
1152,628.083,916.36639,694.372,143.756,310.42520,833.33
1162,612.093,932.36635,762.022,126.746,293.40516,666.67
1172,596.033,948.41631,813.612,109.726,276.39512,500.00
1182,579.913,964.53627,849.072,092.716,259.37508,333.33
1192,563.723,980.72623,868.352,075.696,242.36504,166.67
1202,547.463,996.98619,871.372,058.686,225.35500,000.00
1212,531.144,013.30615,858.072,041.676,208.33495,833.33
1222,514.754,029.69611,828.392,024.656,191.32491,666.67
1232,498.304,046.14607,782.242,007.646,174.31487,500.00
1242,481.784,062.66603,719.581,990.626,157.29483,333.33
1252,465.194,079.25599,640.331,973.616,140.28479,166.67
1262,448.534,095.91595,544.421,956.606,123.26475,000.00
1272,431.814,112.63591,431.791,939.586,106.25470,833.33
1282,415.014,129.43587,302.361,922.576,089.24466,666.67
1292,398.154,146.29583,156.071,905.566,072.22462,500.00
1302,381.224,163.22578,992.851,888.546,055.21458,333.33
1312,364.224,180.22574,812.631,871.536,038.19454,166.67
1322,347.154,197.29570,615.341,854.516,021.18450,000.00
1332,330.014,214.43566,400.911,837.506,004.17445,833.33
1342,312.804,231.64562,169.281,820.495,987.15441,666.67
1352,295.524,248.92557,920.361,803.475,970.14437,500.00
1362,278.174,266.27553,654.091,786.465,953.12433,333.33
1372,260.754,283.69549,370.411,769.445,936.11429,166.67
1382,243.264,301.18545,069.231,752.435,919.10425,000.00
1392,225.704,318.74540,750.491,735.425,902.08420,833.33
1402,208.064,336.38536,414.111,718.405,885.07416,666.67
1412,190.364,354.08532,060.031,701.395,868.06412,500.00
1422,172.584,371.86527,688.171,684.375,851.04408,333.33
1432,154.734,389.71523,298.451,667.365,834.03404,166.67
1442,136.804,407.64518,890.821,650.355,817.01400,000.00
1452,118.804,425.64514,465.181,633.335,800.00395,833.33
1462,100.734,443.71510,021.471,616.325,782.99391,666.67
1472,082.594,461.85505,559.621,599.315,765.97387,500.00
1482,064.374,480.07501,079.551,582.295,748.96383,333.33
1492,046.074,498.37496,581.181,565.285,731.94379,166.67
1502,027.714,516.73492,064.451,548.265,714.93375,000.00
1512,009.264,535.18487,529.271,531.255,697.92370,833.33
1521,990.744,553.70482,975.571,514.245,680.90366,666.67
1531,972.154,572.29478,403.281,497.225,663.89362,500.00
1541,953.484,590.96473,812.321,480.215,646.88358,333.33
1551,934.734,609.71469,202.621,463.195,629.86354,166.67
1561,915.914,628.53464,574.091,446.185,612.85350,000.00
1571,897.014,647.43459,926.661,429.175,595.83345,833.33
1581,878.034,666.41455,260.251,412.155,578.82341,666.67
1591,858.984,685.46450,574.791,395.145,561.81337,500.00
1601,839.854,704.59445,870.201,378.135,544.79333,333.33
1611,820.644,723.80441,146.391,361.115,527.78329,166.67
1621,801.354,743.09436,403.301,344.105,510.76325,000.00
1631,781.984,762.46431,640.841,327.085,493.75320,833.33
1641,762.534,781.91426,858.931,310.075,476.74316,666.67
1651,743.014,801.43422,057.501,293.065,459.72312,500.00
1661,723.404,821.04417,236.461,276.045,442.71308,333.33
1671,703.724,840.72412,395.731,259.035,425.69304,166.67
1681,683.954,860.49407,535.241,242.015,408.68300,000.00
1691,664.104,880.34402,654.911,225.005,391.67295,833.33
1701,644.174,900.27397,754.641,207.995,374.65291,666.67
1711,624.164,920.28392,834.361,190.975,357.64287,500.00
1721,604.074,940.37387,894.001,173.965,340.63283,333.33
1731,583.904,960.54382,933.461,156.945,323.61279,166.67
1741,563.644,980.80377,952.661,139.935,306.60275,000.00
1751,543.315,001.13372,951.531,122.925,289.58270,833.33
1761,522.895,021.56367,929.971,105.905,272.57266,666.67
1771,502.385,042.06362,887.911,088.895,255.56262,500.00
1781,481.795,062.65357,825.261,071.885,238.54258,333.33
1791,461.125,083.32352,741.941,054.865,221.53254,166.67
1801,440.365,104.08347,637.871,037.855,204.51250,000.00
1811,419.525,124.92342,512.951,020.835,187.50245,833.33
1821,398.595,145.85337,367.101,003.825,170.49241,666.67
1831,377.585,166.86332,200.24986.815,153.47237,500.00
1841,356.485,187.96327,012.29969.795,136.46233,333.33
1851,335.305,209.14321,803.15952.785,119.44229,166.67
1861,314.035,230.41316,572.74935.765,102.43225,000.00
1871,292.675,251.77311,320.97918.755,085.42220,833.33
1881,271.235,273.21306,047.75901.745,068.40216,666.67
1891,249.695,294.75300,753.01884.725,051.39212,500.00
1901,228.075,316.37295,436.64867.715,034.38208,333.33
1911,206.375,338.07290,098.57850.695,017.36204,166.67
1921,184.575,359.87284,738.70833.685,000.35200,000.00
1931,162.685,381.76279,356.94816.674,983.33195,833.33
1941,140.715,403.73273,953.21799.654,966.32191,666.67
1951,118.645,425.80268,527.41782.644,949.31187,500.00
1961,096.495,447.95263,079.45765.634,932.29183,333.33
1971,074.245,470.20257,609.25748.614,915.28179,166.67
1981,051.905,492.54252,116.72731.64,898.26175,000.00
1991,029.485,514.96246,601.76714.584,881.25170,833.33
2001,006.965,537.48241,064.27697.574,864.24166,666.67
201984.355,560.09235,504.18680.564,847.22162,500.00
202961.645,582.80229,921.38663.544,830.21158,333.33
203938.855,605.59224,315.78646.534,813.19154,166.67
204915.965,628.48218,687.30629.514,796.18150,000.00
205892.975,651.47213,035.83612.54,779.17145,833.33
206869.95,674.54207,361.29595.494,762.15141,666.67
207846.735,697.72201,663.57578.474,745.14137,500.00
208823.465,720.98195,942.59561.464,728.13133,333.33
209800.15,744.34190,198.25544.444,711.11129,166.67
210776.645,767.80184,430.45527.434,694.10125,000.00
211753.095,791.35178,639.10510.424,677.08120,833.33
212729.445,815.00172,824.11493.44,660.07116,666.67
213705.75,838.74166,985.36476.394,643.06112,500.00
214681.865,862.58161,122.78459.384,626.04108,333.33
215657.925,886.52155,236.26442.364,609.03104,166.67
216633.885,910.56149,325.70425.354,592.01100,000.00
217609.755,934.69143,391.00408.334,575.0095,833.33
218585.515,958.93137,432.08391.324,557.9991,666.67
219561.185,983.26131,448.82374.314,540.9787,500.00
220536.756,007.69125,441.13357.294,523.9683,333.33
221512.226,032.22119,408.90340.284,506.9479,166.67
222487.596,056.85113,352.05323.264,489.9375,000.00
223462.856,081.59107,270.46306.254,472.9270,833.33
224438.026,106.42101,164.04289.244,455.9066,666.67
225413.096,131.3595,032.69272.224,438.8962,500.00
226388.056,156.3988,876.30255.214,421.8858,333.33
227362.916,181.5382,694.77238.194,404.8654,166.67
228337.676,206.7776,488.00221.184,387.8550,000.00
229312.336,232.1170,255.89204.174,370.8345,833.33
230286.886,257.5663,998.32187.154,353.8241,666.67
231261.336,283.1157,715.21170.144,336.8137,500.00
232235.676,308.7751,406.44153.134,319.7933,333.33
233209.916,334.5345,071.91136.114,302.7829,166.67
234184.046,360.4038,711.51119.14,285.7625,000.00
235158.076,386.3732,325.14102.084,268.7520,833.33
236131.996,412.4525,912.7085.074,251.7416,666.67
237105.816,438.6319,474.0768.064,234.7212,500.00
23879.526,464.9213,009.1551.044,217.718,333.33
23953.126,491.326,517.8334.034,200.694,166.67
24026.616,517.83017.014,183.680





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